UK Budget 2009 - how it will affect you
Source: NI Direct
Budget April 2009 includes the introduction of a new top rate of Income Tax and an increase to the child element of Child Tax Credit.
Personal taxation
The following changes have been announced which will come into effect from April 2010:
- an additional Income Tax rate of 50 per cent will apply to people earning over £150,000
- the personal allowance will be restricted to those earning over £100,000
Pensions and savings
The Budget announced the following changes to pensions:
- an increase of £100 to over-80s households and £50 to over-60s households in 2009/10, via their Winter Fuel Payment
- tax relief on pensions contributions will be restricted to those earning £150,000 and over
The overall annual investment limit for ISAs rises to £10,200 of which £5,100 can be saved in cash. These higher limits will be available to over-50s from 6 October 2009 and to everyone from 6 April 2010.
Tax credits
An increase to the child element of Child Tax Credit of £75 above indexation will benefit around 130,00 families in Northern Ireland.
Housing and homeowners
The Stamp Duty land tax threshold on residential properties costing £175,000 or less will be extended until 31 December 2009.
Motoring and transport
- The Government has announced a temporary vehicle scrappage scheme - it offers consumers £2,000 off the cost of a new vehicle to replace a vehicle more than 10 years old.
- Budget 2009 confirmed the fuel duty increase announced in the 2008 Pre-Budget report.
Alcohol and tobacco
- Alcohol duty rates increase from 23 April 2009. The duty will increase by two per cent, adding one penny to the price of a pint of beer, 13 pence to the price of a bottle of spirits and four pence to the price of a bottle of wine.
- Duty on tobacco will increase by two per cent from 22 April 2009.
See Also:
- NI Direct
- DirectGov.UK

- Citizens Advice Bureau - Advice Guide



