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Withdraw cash from a machine across the border
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1. Withdraw £100/ 100 from a cash machine across the border. |
| Bank of Ireland |
For customers in NI or GB holding a BOI Maestro card issued on a UK account - Withdrawing cash from cash machines outside the UK and some cash machines in Ireland (excluding Bank of Ireland cash machines) will incur a flat fee of £1.50 plus 2.75% of the amount withdrawn (applied in Sterling; the machine should give customers notice that they may be charged).
For a Republic of Ireland Bank of Ireland customer. - There is no additional handling charge on a £100 withdrawal from a Bank of Ireland, Ulster, or First Trust ATM in NI. Only the standard current account transaction fee applies - for example, it is free for customers with a Free Banking package. However, a Bank of Ireland customer withdrawing £100 from a Northern Bank ATM (or from institution other than the above named) in NI the transaction will be processed as a Cirrus transaction and will incur a charge of 3.50 applies (based on the standard Cirrus charge applicable to non-euro transaction of 3.5% of the transaction amount with a minimum charge of 3.17 and a maximum charge of 11.43.). (This charge includes the Bank of Ireland current account transaction fees, foreign exchange margin and international network fees).
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| Northern Bank National Irish Bank |
- Northern Bank - 2.75% of the value of cash withdrawal.
- National Irish Bank - No charge for a withdrawal at a non-group ATM in Northern Ireland
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| Permanent TSB |
Withdrawing sterling from a Bank of Ireland, First Trust or Ulster Bank ATM in Northern Ireland will have no additional charge appliedwithdrawing sterling from any other ATM in Northern Ireland will incur a charge of 3.5% of value of transaction. (Minimum 3.17. Maximum 11.43) Currency conversion is based on market rate on the day of the payment |
| Barclays |
North to South (Barclays has no personal banking presence in the South)
2.00% fee ( Minimum charge of £1.50, maximum charge of £4.50).
Currency conversion based on market rate on the day it is received in UK for processing, which includes a 2.75% charge to cover Barclays handling costs and any VISA processing fees.
Note: This information relates to a customer withdrawing 100 in the South. The cash machine operator might also levy a charge and/or operate ‘dynamic currency conversion’, in which case different charges would apply. |
| AIB/First Trust |
See Card Transactions on Page 4 of the Schedule of Services for AIB and Costs for Using your Card Abroad on page 15 of the Schedule of Charges for First Trust. |
| HBOS |
Non Euro ATM withdrawals 1.75% of transaction value |
| Ulster Bank |
Ulster Bank Group's tariff applies to transactions between euro and sterling, with a discounted tariff available to its customers for online payments between their accounts held in both Republic of Ireland and Northern Ireland. See the Schedule of Services for Northern Ireland and the Republic of Ireland. |
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